Marriott Bonvoy | Partners

Marriott Bonvoy® The CLASSIC Shinhan Card

Featured Benefits (see offer details below)

15,000 Marriott Bonvoy® Points (Welcome & Annual Gift) (for more details, see Section 01)

15,000 Marriott Bonvoy® Points welcome gift and annual gift each account year upon reaching the annual spend requirement of ₩1 million in Qualifying Purchases* and paying the annual membership fee

Earn Marriott Bonvoy® Points (for more details, see Section 02)
For each ₩1,000 in Qualifying Purchases*:

4X Marriott Bonvoy® Points on Qualifying Purchases** at participating Marriott Bonvoy® hotels
1X Marriott Bonvoy® Points on all other Qualifying Purchases*
1.5X Marriott Bonvoy® Points when you spend ₩2,000,000 or over on all other Qualifying Purchases ***

Earn Bonus Marriott Bonvoy® Points (for more details, see Section 03)

1,000 Marriott Bonvoy® Points when you spend ₩5 million on Qualifying Purchases* each account year
1,500 Marriott Bonvoy® Points when you spend ₩10 million on Qualifying Purchases* each account year
5,000 Marriott Bonvoy® Points when you spend ₩15 million on Qualifying Purchases* each account year

Earn Marriott Bonvoy® Elite Status (for more details, see Section 04)

Automatic Silver Elite status
Upgrade to Gold Elite status when you spend ₩20 million on Qualifying Purchases* each account year

Marriott Bonvoy® Elite Night Credits (for more details, see Section 05)

5 Elite Night Credits when you spend ₩10 million on Qualifying Purchases* each account year
Additional 5 Elite Night Credits when you spend ₩20 million on Qualifying Purchases* each account year

Domestic Marriott Bonvoy® Hotels free drink service (for more details, see Section 06)

Free drink at participating domestic Marriott Bonvoy® hotels, 2 times per month, 4 times in a calendar year when you spend ₩300,000 or more on Qualifying Purchases* between the first day and the last day of the previous month

Complimentary Airport Lounge Access (for more details, see Section 07)

Complimentary access 2 times in a calendar year to airport lounge with The Lounge Members program when you spend ₩300,000 or more on Qualifying Purchases* between the first day and the last day of the previous month

*Qualifying Purchases are defined as the purchase of products and services, minus returns, refunds, other credits of eligible categories and exclusions as set forth in these offer details.

**To earn 4x points, you must spend ₩300,000 or more in total Qualifying Purchases between the first day and the last day of the previous month

***To earn 1.5X points, you must spend ₩2,000,000 or more in total Qualifying Purchases between the first day and the last day of the previous month

Annual Membership Fee

Type		Total	Basic	Co-brand
Primary	Domestic Only (Local)	₩144,000	₩7,000	₩137,000
Primary	Global (Visa)	₩147,000	₩7,000	₩140,000
Additional		₩10,000	₩7,000	₩3,000

Total annual membership fee will be charged for each card, including the basic fee and the co-brand annual fee.
Visa Signature benefits are provided when issuing Marriott Bonvoy® The CLASSIC Shinhan Card as Visa brand.
To learn more about factors to consider and detailed benefits when applying for or using a credit card, refer to the Visa service guide, visit the Shinhan Card website, and visit the Visa website (visakorea.com).

Notification for Annual Membership Fee and Issuance Fee

If cardholder closes the card account before the card expiry date, a portion of the annual membership fee based on the remaining number of days prior to the card expiry date may be refunded.
Costs spent on card issuance, such as card embossing, delivery, etc. (only applicable to the first year of acquisition) will be excluded from the refund amount. If there is an alliance fee, costs spent on provision of supplementary services, such as additional benefits (e.g., Welcome & Annual gift), etc., such costs will also be deducted from the refund amount.

Notification for the Card Issuance

Marriott’s official website (marriott.com and www.marriott.co.kr) and mobile app cannot provide hotel reservation payment and point accumulation benefits when using a domestic only card (Local).
Marriott Bonvoy® The CLASSIC Shinhan Card offer is available to Marriott Bonvoy® members only; if the applicant is not a member of Marriott Bonvoy®, s/he will automatically be enrolled as a Marriott Bonvoy® member when approved for a card.
When applying as a Marriott Bonvoy® member through the Marriott Bonvoy® The CLASSIC Shinhan Card application, the Marriott Bonvoy® membership number provided is linked to the primary card, and when an additional card is issued, it is automatically linked to the Marriott Bonvoy® account of the primary card.
A person cannot hold more than 2 Marriott Bonvoy® The CLASSIC Shinhan Cards.
Primary and additional cards can only be issued under the same type. (Must choose either Local or Visa)
Additional card can only be issued once the primary card has been issued, and if the primary card account is closed, the additional card will be automatically closed as well.

Section 01. 15,000 Marriott Bonvoy® Points (Welcome & Annual gift)

15,000 Marriott Bonvoy® Points (Welcome & Annual gift)

15,000 Marriott Bonvoy® Points welcome gift and annual gift each account year upon reaching the annual spend requirement of ₩1 million in Qualifying Purchases* and paying the annual membership fee

Marriott Bonvoy® Points Terms

To qualify to receive 15,000 Marriott Bonvoy® Points welcome gift, you must reach the annual spend requirement of ₩1 million in Qualifying Purchases (see exclusions below) and pay the annual membership fee.
Each subsequent year of card membership, you can earn 15,000 Marriott Bonvoy® Points upon reaching the annual spend requirement of ₩1 million in Qualifying Purchases (see exclusions below) and paying the annual membership fee. Please allow up to 4-6 weeks after reaching the spend requirement for 15,000 Marriott Bonvoy® Points to be automatically deposited into your Marriott Bonvoy® account.
15,000 Marriott Bonvoy® Points is provided once per anniversary year for the primary cardholder. Additional cardholders on your account are not eligible for this offer.
To qualify for 15,000 Marriott Bonvoy® Points, your account must be open and not in default.
You can confirm the number of Marriott Bonvoy® Points in your Marriott Bonvoy® account by logging in to your Marriott Bonvoy® account.
Marriott Bonvoy® Points are provided in accordance with Marriott Bonvoy® terms and conditions (https://www.marriott.co.kr).

Qualifying Purchases: Purchases not Eligible for Spending Hurdle for Marriott Bonvoy® Bonus Points Earning

Qualifying Purchases are defined as the purchase of products and services, minus returns, refunds, other credits of eligible categories and exclusions. The following types of transactions and merchant purchases are not considered Qualifying Purchases for purposes of achieving the spending hurdle for Marriott Bonvoy® Bonus Points earning:

Short-term card loan (cash advance), long-term card loan (card loan), or other cash-like transactions
Fees and interest of any kind, including annual membership fees, interest charges, installment fees, and late fees
Gift card/pre-paid card/voucher purchase and charges
Gift certificates/electronic payment purchases and charges
Cancelled, returned, or refunded purchases
Other payment categories from time as amended by Shinhan Card. Shinhan Card will publish any other merchant categories on its website that do not meet the definition of Qualifying Purchases

Section 02. Earn and Redeem Marriott Bonvoy® Points

Earn Marriott Bonvoy® Points for spend on Qualifying Purchases as shown below

	Merchant	Benefits
Special Reward	Special: Marriott Marriott: Participating Marriott Bonvoy® hotels	4X Marriott Bonvoy® Points per ₩1,000 in Qualifying Purchases when you spend ₩300,000 or higher in Qualifying Purchases of Special Rewards between the first day and the last day of the previous month. (Lump sum, installment purchases)
Additional Reward	All other purchase except for Special Reward purchases Spending over ₩2,000,000 during the previous month	1.5X Marriott Bonvoy® Points per ₩1,000 in Qualifying Purchases when you spend ₩2,000,000 or higher in Qualifying Purchases of Special Rewards between the first day and the last day of the previous month. (Lump sum, installment purchases. Provided that overseas installment transactions are not applied.)
Basic Reward	All other purchases except for Special Reward purchases	1X Marriott Bonvoy® Points per ₩1,000 in Qualifying Purchases (Lump sum, installment purchases)

Earn Marriott Bonvoy® Points Terms

Special Reward and Basic/Additional Reward are not applied in duplicate.
Marriott Bonvoy® Points are earned by dividing the total transaction amount for Special, Additional, and Basic Rewards by ₩1,000, multiplying the resulting amount by the applicable Marriott Bonvoy® Points multiple (i.e., 4, 1.5 or 1 Points, as applicable), and rounding up to the first decimal place. Total amount of installment transaction is reflected in the month of the respective installment date.
Marriott Bonvoy® Points earned during a billing cycle will be automatically transferred to your Marriott Bonvoy® account after the end of each billing cycle; please allow up to 4 weeks following the billing cycle for points to post to your Marriott Bonvoy® account.
Marriott Bonvoy® Points earned via additional card spending will be credited to primary card.
Domestic only (Local) card can be restricted from earning Special Reward since it is not able to make reservations at Marriott.com or settle payment at hotels overseas.
Special Reward is provided when you spend ₩300,000 or higher in Qualifying Purchases and Additional Reward is provided when you spend ₩2,000,000 or higher in Qualifying Purchases with primary and additional cards between the first day and the last day of the previous month. It is provided regardless of spending amount for the first two months after issuing.
Special Reward is provided for each purchase charged directly with hotels participating in Marriot Bonvoy® through Marriott’s official website, official app, and on-property at Marriott hotels.
To earn Marriott Bonvoy® Points, your account must be open and not in default at the time of point earning.
Marriott Special Reward will apply to qualifying purchases made at hotels participating in Marriott Bonvoy®, excluding Homes & Villas by Marriott International. Go to www.marriott.co.kr for a list of hotels participating in Marriott Bonvoy®. Purchases made at some restaurants and retail outlets located within a hotel may not be considered Marriott Bonvoy® hotel purchases if the outlet is operated by a third party and is not managed by the Marriott property. In addition, purchases of third-party services, such as rental cars, transportation, golf, activities, and tours will not be considered Marriott Bonvoy® hotel purchases if the purchase transaction is settled by the third party. Additional points received under the Marriott Bonvoy® program for stays at hotels participating in Marriott Bonvoy® will be earned in accordance with the terms and conditions of the Marriott Bonvoy® program.
The previous month’s spending is reflected on the transaction (lump sum, installment) of primary and additional cards from the first day to the last day of the previous month based on approval, and transportation spending (i.e., spend on public transportation, including general bus and subway, but excluding airline, taxi, or privately operated bus) will count spending of the month that is two months prior as previous month spending.

Redeem Marriott Bonvoy® Points Terms

Points expiration: The points transferred to your Marriott Bonvoy® account will not expire as per the Marriott Bonvoy® program rules, as long as there is card-earning activity or other qualifying earning or redemption activity at least once every 24 months in your Marriott Bonvoy® account. For details on the points expiration policy, visit marriottbonvoy.com/terms.
Marriott Bonvoy® Points are subject to the terms and conditions of the Marriott Bonvoy® program. See Section 08 below for further information.

Qualifying Purchases: Purchases not Eligible Marriott Bonvoy® Points Earning

Short-term card loan (cash advance), long-term card loan (card loan), or other cash-like transactions
Fees and interest of any kind, including annual membership fees, interest charges, installment fees, and late fees
Gift card/pre-paid card/voucher purchase and charges
Gift certificates/electronic payment purchases and charges
Discount amount and all our discount services (total amount of the transaction)
Interest free installment amount (including partial interest free such as slim installment)
Local tax, national tax, 4 major social insurance (national pension/employment insurance/health insurance/worker’s compensation insurance)
Apartment maintenance fee, city gas, electricity bill
School fee payment (including school banking), college tuition fee
Cancelled, returned, or refunded purchases
Other payment categories from time as amended by Shinhan Card. Shinhan Card will publish any other merchant categories on its website that do not meet the definition of Qualifying Purchases

Qualifying Purchases: Purchases Excluded from Spending Hurdle for Special Reward and Additional Award

Short-term card loan (cash advance), long-term card loan (card loan), or other cash-like transactions
Fees and interest of any kind, including annual membership fees, interest charges, installment fees, and late fees
Gift card/pre-paid card/voucher purchase and charges
Gift certificates/electronic payment purchases and charges
4 major social insurance (national pension/employment insurance/health insurance/worker’s compensation insurance)
Apartment maintenance fee, city gas, electricity bill
Cancelled, returned, or refunded purchases
Other payment categories from time as amended by Shinhan Card. Shinhan Card will publish any other merchant categories on its website that do not meet the definition of Qualifying Purchases

Section 03. Earn Bonus Marriott Bonvoy® Points

Earn bonus Marriott Bonvoy® Points upon reaching the annual spend requirement

Earn 1,000 Marriott Bonvoy® Points when you spend ₩5 million in Qualifying Purchases within the account year
Earn 1,500 Marriott Bonvoy® Points when you spend ₩10 million Qualifying Purchases within the account year
Earn 5,000 Marriott Bonvoy® Points when you spend ₩15 million Qualifying Purchases within the account year

Earn Bonus Marriott Bonvoy® Points Terms

1,000 Bonus Marriott Bonvoy® Points are awarded when you spend ₩5 million in Qualifying Purchases within the account year, an additional 1,500 points are awarded when you spend ₩10 million in Qualifying Purchases within the account year, and an additional 5,000 points are awarded when you spend ₩15 million in Qualifying Purchases within the account year

e.g.
- Mar-Jun: Spend ₩5 million or higher 1,000 bonus points awarded at the end of July
- Jul-Sep: Spend ₩5 million or higher total spend of ₩10 million or higher within the account year 1,500 bonus points awarded at the end of October
- Oct-Nov: Spend ₩5 million or higher total spend of ₩15 million or higher within the account year 5,000 bonus points awarded at the end of December
Earn a maximum of 7,500 Marriott Bonvoy® Points within the account year.
Account year term may be, in case of the first year of card issuance, up to 13 months from the initial card issuance date. Each following year will start on the day following end date of the prior year and will last 12 months from the starting date.
Bonus Marriott Bonvoy® Points earned during a billing cycle will be automatically transferred to your Marriott Bonvoy® account after the end of each billing cycle; please allow up to 4 weeks following the billing cycle for points to post to your Marriott Bonvoy® account.
To earn Marriott Bonvoy® Points, your account must be open and not in default at the time of point earning.
Bonus Marriott Bonvoy® Points earned via additional card spending will be credited to primary card.

Qualifying Purchases: Purchases not Eligible for Spending Hurdle for Marriott Bonvoy® Bonus Points Earning

Short-term card loan (cash advance), long-term card loan (card loan), or other cash-like transactions
Fees and interest of any kind, including annual membership fees, interest charges, installment fees, and late fees
Gift card/pre-paid card/voucher purchase and charges
Gift certificates/electronic payment purchases and charges
Cancelled, returned, or refunded purchases
Other payment categories from time as amended by Shinhan Card. Shinhan Card will publish any other merchant categories on its website that do not meet the definition of Qualifying Purchases

Section 04. Earn Marriott Bonvoy® Elite Membership

Receive complimentary Marriott Bonvoy® Silver Elite status upon opening of your card account.
Upgrade to Marriott Bonvoy® Gold Elite status when you spend ₩20 million or more in Qualifying Purchases within the account year.

Earn Marriott Bonvoy® Elite Membership Terms

Cardholders will automatically receive Marriott Bonvoy® Silver Elite Status each account year as a cardholder.
Cardholders will automatically receive Marriott Bonvoy® Gold Elite status when reaching qualified spend of ₩20 million in Qualifying Purchases within the account year.
Account year term may be, in case of the first year of card issuance, up to 13 months from the initial card issuance date. Each following year will start on the day following the end date of the prior year and will last 12 months from the starting date.
Please allow up to 4-6 weeks for your Elite status changes to be applied to your Marriott Bonvoy® account; Marriott Bonvoy® Gold Elite status will be awarded within 4-6 weeks of your card issuance date, and Platinum Elite status will be awarded within 4-6 weeks following qualification.
To qualify and upgrade Marriott Bonvoy® Elite status, your account must be open and not in default.
Only the primary cardholder is eligible for Marriott Bonvoy® Elite status received through the card.
Spending for Marriott Bonvoy® Gold Elite status via additional card will be calculated as spending of primary card.

Notification for Marriott Bonvoy® Elite Membership

If you have existing Marriott Elite membership above the status awarded through the card, your existing status will not be affected.
Marriott Bonvoy® Elite Membership applies to the existing Marriott Bonvoy® membership account registered at the time of Marriott Bonvoy® The CLASSIC Shinhan Card application or to the newly-granted membership account provided upon registration.
The Marriott Bonvoy® Silver Elite membership awarded through the card is valid as long as the card is in force.
The Marriott Bonvoy® Gold Elite membership awarded through this card and the spend requirement is valid for 12 months from the date of Gold status upgrade.
Upon card cancellation, earned Silver and Gold Elite status may be changed to a lower status or will expire at the end of the current Marriott Bonvoy program year based on Marriott Bonvoy® program terms and conditions.
Marriott Bonvoy® Points are subject to the terms and conditions of the Marriott Bonvoy® program; for complete terms and conditions of the Marriott Bonvoy® program, including more information about Marriott Bonvoy® Elite membership, see Section 08 below and visit www.marriott.co.kr.

Qualifying Purchases: Purchases Excluded from Spending Hurdle for Marriott Bonvoy® Elite Membership

Short-term card loan (cash advance), long-term card loan (card loan), or other cash-like transactions
Fees and interest of any kind, including annual membership fees, interest charges, installment fees, and late fees
Gift card/pre-paid card/voucher purchase and charges
Gift certificates/electronic payment purchases and charges
Cancelled, returned, or refunded purchases
Other payment categories from time as amended by Shinhan Card. Shinhan Card will publish any other merchant categories on its website that do not meet the definition of Qualifying Purchases

Section 05. Marriott Bonvoy® Elite Night Credits

Receive 5 Elite Night Credits when you spend ₩10 million in Qualifying Purchases within the account year
Receive additional 5 Elite Night Credits when you spend ₩20 million in Qualifying Purchases within the account year

Marriott Bonvoy® Elite Night Credits Terms

When you spend ₩10 million in Qualifying Purchases within the account year, 5 Elite Night Credits will be credited to your Marriott Bonvoy® account.
When you spend ₩20 million in Qualifying Purchases within the account year, an additional 5 Elite Night Credits will be credited to your Marriott Bonvoy® account.
Account year term may be, in case of the first year of card issuance, up to 13 months from the initial card issuance date. Each following year will start on the day following the end date of the prior year and will last 12 months from the starting date.
To be eligible to receive the annual Elite Night Credits, you must be the primary cardholder, your card account must be open at the time the Elite Nights are posted to your Marriott Bonvoy® account, and you must have an active Marriott Bonvoy® member account linked to your credit card account.
A maximum of 15 Elite Night credits will be awarded through this benefit per Marriott Bonvoy® member account even if the member has more than one credit card linked to their Marriott Bonvoy® account.
When your Marriott Bonvoy® member accounts are merged, if both accounts have received Elite Night credits, only a maximum of 15 Elite Night Credits will remain.
Separate promotional offers of Elite Night credits will not count towards this per-account maximum but may have their own limitations, see promotional terms at time of offer.

Qualifying Purchases: Purchases Excluded from Spending Hurdle for Marriott Bonvoy® Elite Membership

Short-term card loan (cash advance), long-term card loan (card loan), or other cash-like transactions
Fees and interest of any kind, including annual membership fees, interest charges, installment fees, and late fees
Gift card/pre-paid card/voucher purchase and charges
Gift certificates/electronic payment purchases and charges
Cancelled, returned, or refunded purchases
Other payment categories from time as amended by Shinhan Card. Shinhan Card will publish any other merchant categories on its website that do not meet the definition of Qualifying Purchases

Section 06. Domestic Marriott Bonvoy® Hotels Free Drink Service

Free drink at participating domestic hotels, 2 times per month, 4 times in a calendar year when you spend ₩300,000 or more on Qualifying Purchases* between the first day and the last day of the previous month

Available Domestic Hotels Offering Free Drink Service

For a list of the domestic hotels participating in Marriott Bonvoy® free drink service, please visit the Marriott/CLASSIC Shinhan official website (https://marriottbonvoyasia.kr/theCLASSICshinhancard)and see the Marriott Bonvoy® The CLASSIC Shinhan Card introduction.

How to Get Free Drink Service

Present Marriott Bonvoy® The CLASSIC Shinhan Card at the lounges of participating domestic hotels and check the availability of the benefit at https://marriottbonvoyasia.kr/theCLASSICshinhancard.
Free drink service includes 2 free drinks per month and 4 free drinks per calendar year available at participating hotels.

Notification for Free Drink Service

Free drink service is available only when cardmember spend ₩300,000 or more between first and last day of previous month. For newly registered cardmember, service will be provided regardless of previous month spend (registration month +1 month)
Available free drinks are different at participating hotels. Consult drink list before ordering.
Service location and drink menu may change upon at participating hotel’s discretion
Promotional menu may not be eligible for service
Marriott Bonvoy member benefits may not be applicable at third party operated lounges
Free drink is available to cardmember only and cannot be transferred

Qualifying Purchases: Purchases Excluded from Spending Hurdle for the Free Drink Service

Short-term card loan (cash advance), long-term card loan (card loan), or other cash-like transactions
Fees and interest of any kind, including annual membership fees, interest charges, installment fees, and late fees
Gift card/pre-paid card/voucher purchase and charges
Gift certificates/electronic payment purchases and charges
Cancelled, returned, or refunded purchases
Other payment categories from time as amended by Shinhan Card. Shinhan Card will publish any other merchant categories on its website that do not meet the definition of Qualifying Purchases

Section 07. Complimentary Airport Lounge Access

Receive complimentary access 2 times in a calendar year to airport lounge with The Lounge Members program when you spend ₩300,000 or more on Qualifying Purchases between the first day and the last day of the previous month.
Free for primary cardholder only.

The Lounge Members User Guide

When you register your Marriott Bonvoy® The CLASSIC Shinhan Card on The Lounge Members mobile app, you will receive access to lounge vouchers.
Step 1. Search for 'The Lounge Members' in the Apple App Store or Google Play Store, download, and sign up.
Step 2. Home > Credit Card click Registration (카드 등록하기)’, register the Marriott Bonvoy® The CLASSIC Shinhan Card and get verified. (only apply with the primary card, not additional card)
Step 3. After completing the card registration, click ‘Redeem Lounge Voucher (이용권 받기)＇
Step 4. Present the lounge voucher, boarding pass, and passport at the lounge check-in desk upon each visit.

Notification for Complimentary Airport Lounge Access

The number of available vouchers will be reduced by 1 when the primary cardholder accesses the lounge.
The lounge voucher is valid for 24 hours after issuance, and it will be automatically deleted if not used within 24 hours.
If the voucher is automatically deleted, the number of available vouchers will not be reduced by 1.
Lounge vouchers are not transferable.
To access the lounge, the passenger’s name on the airline ticket and the user’s name on The Lounge Member must match.
For a list of available lounges, please visit www.theloungemembers.com.
Access to any lounge may be denied based on the policies and conditions of each individual lounge.
The Lounge Members customer center is open from 09:00 to 18:00 on weekdays (excluding 12:00 to 13:00 lunchtime) Korea Standard Time, and you may call 02-2664-7436 (+82+2+2664+7436) to get more information.
Airport lounge access can be redeemed 2 times from January to December in each year.
The complimentary airport lounge access service is available when you spend ₩300,000 or more on Qualifying Purchases between the first day and the last day of the previous month. For newly issued cardholders, the service is provided regardless of usage until the end of the next month (registration month + 1 month).
The previous month’s spending is reflected on the transaction (lump sum, installment) of primary and additional cards from the first to the last day of the previous month based on approval, and transportation spending (i.e., spend on public transportation, including general bus and subway, but excluding airline, taxi, or privately operated bus) will count spending of the month that is two months prior as previous month spending.

Qualifying Purchases: Purchases Excluded from Spending Hurdle for Airport Lounge Access

Short-term card loan (cash advance), long-term card loan (card loan), or other cash-like transactions
Fees and interest of any kind, including annual membership fees, interest charges, installment fees, and late fees
Gift card/pre-paid card/voucher purchase and charges
Gift certificates/electronic payment purchases and charges
Cancelled, returned, or refunded purchases
Other payment categories from time as amended by Shinhan Card. Shinhan Card will publish any other merchant categories on its website that do not meet the definition of Qualifying Purchases

Section 08. Marriott Bonvoy® Program Information

Points accrued and awards issued are subject to the terms and conditions of the Marriott Bonvoy® program. See https://www.marriott.co.kr/loyalty/terms/default.mi and https://www.marriott.com/loyalty/terms/default.mi for complete terms and conditions of the Marriott Bonvoy® program, including all redemption values. Terms and conditions of the Marriott Bonvoy® program may be modified, and services and benefits may be added or deleted at any time without notice to cardholders. If you are not a member of Marriott Bonvoy® or do not provide a Marriott Bonvoy® number at the time of application, Marriott will automatically enroll you in the Marriott Bonvoy® program. Individuals whose request for a credit card are not approved will not be enrolled in the Marriott Bonvoy® program through this offer, although existing Marriott Bonvoy® memberships will not be affected. Additional authorized users will not be enrolled in the Marriott Bonvoy® program as a result of this offer. Marriott Bonvoy® Points awarded through the use of the authorized user's card will only be credited to the primary cardholder's Marriott Bonvoy® account.

When you apply and are approved for a card, you authorize Shinhan Card to share your information with Marriott International for marketing and administrative purposes as permitted by law in order to provide Marriott Bonvoy® benefits and card servicing. Accounts subject to credit approval. Restrictions and limitations apply.

Marriott Bonvoy® points, rewards, and benefits are subject to the rules of the Marriott Bonvoy® program. For more information visit marriott.co.kr. Restrictions apply.

[Notice]

※ Marriott International acts as an agent for Shinhan Card Co., Ltd.'s credit card solicitation business.
※ Marriott International acts as an agent or mediator for a number of specialized credit finance companies.
※ Marriott International does not have the authority to conclude contracts for financial products of Shinhan Card Co., Ltd.
※ Marriott International is a financial product sales agent/intermediary that has entered into a consignment contract with Shinhan Card Co., Ltd. in accordance with the Financial-related Act.
※ For detailed information on the prerequisites, such as the calculation of the previous month's usage amount and the limit of benefits, please check the Shinhan Card website.

- Before signing a contract, please check the financial product description and terms and conditions for details such as annual membership fees and terms of use for each card product.
- Financial consumers have the right to receive an explanation of the financial product or service in accordance with Article 19, Paragraph 1 of the Financial Consumer Protection Act.
- The overdue interest rate is applied within the 'contracted interest rate per member and product used + maximum 3% per annum, within the legal maximum interest rate (20% per annum)'.
However, if there is no contracted interest rate at the time of overdue, the following applies

In case of overdue lump-sum transaction: Minimum period (2 months) interest rate at the time of transaction occurrence

In case of overdue interest-free installment transaction: interest rate for the same installment contract period at the time of transaction

- Card issuance may be restricted if credit card issuance is inappropriate (low personal credit score, reason for overdue (including short term), etc.).
- The card payment and all accompanying fees must be repaid on the payment date specified by the customer.

※ If your credit card usage is excessive compared to your ability to repay, your personal credit rating may decrease.

※ A drop in personal credit score may result in disadvantages related to financial transactions.

※ If you overdue your credit card payment for a certain period of time, you may be obliged to reimburse all credit card payments for which the payment date has not yet arrived.

※ Reviewed by Credit Finance Association No. 2022-C1h-11253 (2022.12.23 ~ 2023.12.22)

Marriott Bonvoy® The CLASSIC Shinhan Card

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